March 2026

On my first cruise, I assumed the required gratuities covered everything — cruises get sold as "all-inclusive," after all. I was a little embarrassed to learn later that while extra tips aren't required, they're absolutely appreciated and often quietly expected. Here's the quick version of what I've figured out since.

The Included (a.k.a. Prepaid) Gratuities

Most major lines — Carnival, Royal Caribbean, Celebrity, Princess, Holland America, and the rest — automatically add a set gratuity to your onboard account. It typically runs around $20 per person, per day (it varies by line), and the cruise line splits it among cabin stewards, waitstaff, bartenders, and plenty of behind-the-scenes crew you'll never meet.

You can prepay these when you book, or let them hit your stateroom account on the last night. I always prepay — it spares me the sticker shock at the end and I know the crew is taken care of. You can have them removed at Guest Services if you'd rather tip your own way, but honestly, I've never looked at that charge and felt the crew didn't earn it.

Who I Tip a Little Extra (and How Much)

• Room steward — my top priority. About $20 per person on shorter sailings, more on longer trips. I give half when I meet them and leave the rest in the room on the last night.
• Porters — $2 per bag at the terminal, more if it's heavy.
• Dining waitstaff — a couple bucks per meal with flexible dining, or ~$10 per person to the head server on the last night with set dining.
• Beverage service — $1–$2 per drink, but check your tab first; many lines already add 18%. Tipping well on the first drink can earn you faster service all trip.
• Excursion guides — around $20 per person, in cash, since many can't take cards (US dollars are fine).

A Few Cash Tips

Onboard is basically cashless — everything goes on your stateroom account. But bring small bills for tipping, and cash for port days. Many vendors, taxis, and independent tour operators are cash-only, and US dollars are widely accepted on Caribbean itineraries. Lesson learned the hard way: I once assumed a Belize excursion took cards, came up short, and had to scramble. One quick call ahead would've saved me the stress.

Bottom Line

Cruise tipping is personal, and opinions run strong. Treat this as a roadmap, not a rulebook — build a plan that fits your budget and your style, then go enjoy the trip.